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As a mortgage holder you may qualify to participate in our low-cost mortgage life & disability insurance plan. A Mortgage Life plan can protect your mortgage loan in case of an unexpected tragedy. Without a plan, your family would still have to make monthly mortgage payments.
Depending on your eligibility, your plan benefits may include:
- Death - Designed to pay off your mortgage or equity loan in the event of your death.
- Disability - Can make your mortgage payments if you cannot work due to an illness or injury.
- Critical, Chronical or Terminal Illness -Provides funds directly to you in the event of a critical illness, a chronical illness or terminal life situation.
- Return of Premium - Returns 100% of your premium paid, if requested in plan year 25th.
- Longevity Insurance - In case you want, you can continue with the insurance coverage once your mortgage is paid and receive the face amount of the policy starting at age 85.